Raymond DeCubellis

981 Smith Street

Providence, RI
$ 849,900 Beds 6 Baths 2 Sq 3,080 Virtual Tour
Monthly Estimate* How much can I afford?

Exceptional oversized two-family in Providence's desirable historic Elmhurst neighborhood! Each spacious unit offers 3 bedrooms, 1 full bath, a bonus room ideal for a home office or additional living space, and off-street parking. The former owner's unit has been well maintained and showcases pride of ownership throughout. The current lease is expiring soon, creating an excellent opportunity to increase rental income to market rates. Perfect for an owner-occupant or investor, this property is conveniently located near La Salle Academy, Providence College, shopping, restaurants, parks, and major highways. A rare opportunity in one of Providence's most sought-after neighborhoods!

Active

  • Price
  • $ 849,900
  • City
  • Providence
  • Bedrooms
  • 6
  • Full Bathrooms
  • 2
  • County
  • Providence
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.12 Acres
  • Zip
  • 02908
  • Sqr Footage
  • 3,080
  • Year Built
  • 1920
  • Taxes
  • $ 4900
  • Style
  • MLS#
  • 1417718
Listed By: RE/MAX Professionals - 401-884-6050
Data Source: Rhode Island Statewide MLS (RIAR)

Features

General

Sewer Connected
Heating Baseboard,Gas,HotWater
Cooling None
Utilities SewerConnected
Possession Negotiable
Construction Materials Plaster,WoodSiding,VinylSiding
Year Built 1920
Electric Amps200OrMore
Property Subtype MultiFamily
Tax Year 2025
Community Features Golf,HighwayAccess,NearHospital,NearSchools,PublicTransportation,RecreationArea,Restaurant,Shopping,TennisCourts,Sidewalks
County Providence
Operating Expense 6200
New Construction false
Property Type ResidentialIncome
Subdivision Name Elmhurst
Garage Y/N false
Total Rooms 16
Full Baths 2
Status Active
City Providence
Senior Community Y/N false
Number Of Units Total 2
Lot Size Units SquareFeet
Lot Size Square Feet 5227
Land Lease Y/N false
Tax Annual Amount 4900
Virtual Tour https://tour.RiLiving.com/981-Smith-Street-Providence-RI-02908
Standard Status Active
Tax Assessed Value 576400
Tax Lot 85

Interior Features

Interior Amenities Attic,Bathtub,CathedralCeilings,HighCeilings,PermanentAtticStairs,Storage,TubShower,VaultedCeilings,CableTv
Basement ExteriorEntry,Full,InteriorEntry,Unfinished
Flooring CeramicTile,Hardwood,Marble,Carpet
Fireplace Features None
Total Stories 3
Basement (Y/N) true
Air Conditioning Y/N false
Heating Y/N true
Fireplace Y/N false
Total Bedrooms 6
LivingAreaSource PublicRecords
Total Baths 2

Exterior Features

Exterior Amenities PavedDriveway
Parking Features NoGarage
Water Source Connected
Total Parking 4
Lot Size Area 5227
Number of Buildings 1
Building Area Total 3080
Lot Size Acres 0.12
Frontage Length 58

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cranston, RI office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School

Price History

7/16/2026 Listed $899,900
8/11/2026 6% - $849,900

Property vs Zip Code Average in 02908

Price
AVG $470K
$850K
Taxes
AVG $4,005
$4,900
Year Built
AVG 1945
1920

In The Neighborhood

Areas That We Cover

981 Smith Street Providence, RI is a Single Family Home for sale at $849900 with 3080 sqft and a lot size of 0.12 Acres Acre(s). 981 Smith Street Providence has 6 bedrooms, 2 baths and was built in 1920. The property's zip code is 02908 which is in Providence, RI

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Raymond DeCubellis

Raymond DeCubellis

401-567-1095

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