106 Cedar Island Road

Narragansett, RI
$ 899,000 Beds 2 Baths 2 Sq 1,161
Monthly Estimate* How much can I afford?

Imagine beginning your day with a walk to the water and ending it gathered with friends on your deck after a day at the beach. That's life at 106 Cedar Island Road. Set on a spacious double lot just a short stroll from the salt water, this beautifully renovated two-bedroom, two-bath home offers the relaxed coastal lifestyle that makes Narragansett such a special place to call home. Sun-filled living spaces, hardwood floors throughout, a beautifully renovated kitchen, and thoughtfully updated interiors create a home that is both inviting and move-in ready. Step outside to expansive deck space overlooking a private fenced yard, where summer cookouts, al fresco dinners, and evenings with family and friends become part of everyday life. A one-car garage and full basement provide excellent storage and flexibility. Whether you're searching for a year-round residence or a weekend retreat, this exceptional Harbour Island property offers more than a beautifully updated home, it offers a lifestyle centered around the water, boating, nearby beaches, and everything that makes coastal Rhode Island unforgettable.

Active

  • Price
  • $ 899,000
  • City
  • Narragansett
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • Washington
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.303 Acres
  • Zip
  • 02882
  • Sqr Footage
  • 1,161
  • Year Built
  • 1968
  • Taxes
  • $ 4078
  • Style
  • MLS#
  • 1418456
Listed By: Mott & Chace Sotheby's Intl. - 401-789-8899
Data Source: Rhode Island Statewide MLS (RIAR)

Features

General

Sewer Septic Tank
Heating Baseboard,Central,Ductless,Electric,Forced Air,Heat Pump,Individual,Radiant,Zoned
Cooling Ductless,Central Air
Possession Immediately
Zoning R-20
Garage Spaces 1
Construction Materials Drywall,Plaster,Brick,Shingle Siding,Wood Siding
Year Built 1968
Electric 200+ Amp Service
Stories Count 1
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Walk to Water
Community Features Golf,Highway Access,Marina,Near Hospital,Near Schools,Pool,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
County Washington
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name Harbour Island
Garage Y/N true
Total Rooms 5
Full Baths 2
Status Active
City Narragansett
Senior Community Y/N false
Lot Size Units Square Feet
Lot Size Square Feet 13198
Land Lease Y/N false
Tax Annual Amount 4078
Standard Status Active
Tax Assessed Value 579400
Tax Lot 159
Property Sub Type Additional Single Family Residence

Interior Features

Interior Amenities Stall Shower
Basement Full,Unfinished
Flooring Ceramic Tile,Hardwood
Total Fireplaces 1
Fireplace Features Masonry
Total Stories 1
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Total Bedrooms 2
LivingAreaSource Other
Total Baths 2

Exterior Features

Parking Features Attached,Garage
Lot Features Corner Lot
Water Source Connected
Total Parking 7
Lot Size Area 13198
Foundation Details Concrete Perimeter
Building Area Total 1161
Lot Size Acres 0.303
Covered Spaces 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cranston, RI office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School

Price History

7/27/2026 Listed $899,000

Property vs Zip Code Average in 02882

Price
AVG $2.17M
$900K
Taxes
AVG $8,335
$4,078
Year Built
AVG 1976
1968

106 Cedar Island Road Narragansett, RI is a Single Family Home for sale at $899000 with 1161 sqft and a lot size of 0.303 Acres Acre(s). 106 Cedar Island Road Narragansett has 2 bedrooms, 2 baths and was built in 1968. The property's zip code is 02882 which is in Narragansett, RI

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.